does overclocking really pay off

[Ze-Jamz]

Short answer...YES

how someone can say overclocking a 2.8ghz CPU to a 3.8ghz CPU doesnt make any difference is mad..

just make sure you have adequate cooling, that doesnt mean you need water cooling either, i have a CM storm case with 3 fans blowing and sucking aswell as the CPU fan obviously and its OK o/c my Phenom 6 core 2.8 up to 3.5 and its stable without having to worry about extra volts..

i5 very over clockable to 4/4.5ghz from a 3.3ghz
AMD 1100t Black edition is very over clockable which would also do those frequencys..

most Mobos allow you to O/C easily but when you adjust your Cpu frequesncys it will adjust your Ram frequencys too so do your home work:

I have G-Skill 1600mhz Ram that i can only run at 1333Mhz stable when overclocking my Cpu with my particular Mobo-Gigabyte 890GPA (some vary obviously)