Biting the bullet after newest patch- I need to upgrade.

[jamesdietz]

Here's my system's specs:
GPU processor: GeForce 9800 GT
Driver version: 304.79
DirectX support: 10
CUDA Cores: 112
Core clock: 600 MHz
Shader clock: 1500 MHz
Memory data rate: 1800 MHz
Memory interface: 256-bit
Total available graphics memory: 4095 MB
Dedicated video memory: 1024 MB GDDR3
System video memory: 0 MB
Shared system memory: 3071 MB
Video BIOS version: 62.92.24.00.80
IRQ: 16
Bus: PCI Express x16 Gen2

[Components]

easyDaemonAPIU64.DLL 1.10.8.0 NVIDIA Update Components
WLMerger.exe 1.10.8.0 NVIDIA Update Components
daemonu.exe 1.10.8.0 NVIDIA Update Components
ComUpdatus.exe 1.10.8.0 NVIDIA Update Components
NvUpdtr.dll 1.10.8.0 NVIDIA Update Components
NvUpdt.dll 1.10.8.0 NVIDIA Update Components
nvui.dll 8.17.13.0479 NVIDIA User Experience Driver Component
nvxdsync.exe 8.17.13.0479 NVIDIA User Experience Driver Component
nvxdplcy.dll 8.17.13.0479 NVIDIA User Experience Driver Component
nvxdbat.dll 8.17.13.0479 NVIDIA User Experience Driver Component
nvxdapix.dll 8.17.13.0479 NVIDIA User Experience Driver Component
NVCPL.DLL 8.17.13.0479 NVIDIA User Experience Driver Component
nvCplUI.exe 4.8.720.0 NVIDIA Control Panel
nvWSS.dll 6.14.13.0479 NVIDIA Workstation Server
nvViTvS.dll 6.14.13.0479 NVIDIA Video Server
NVSTVIEW.EXE 7.17.13.0479 NVIDIA 3D Vision Photo Viewer
NVSTTEST.EXE 7.17.13.0479 NVIDIA 3D Vision Test Application
NVSTRES.DLL 7.17.13.0479 NVIDIA 3D Vision Module (0)
NVMCTRAY.DLL 8.17.13.0479 NVIDIA Media Center Library
nvDispS.dll 6.14.13.0479 NVIDIA Display Server
PhysX 09.12.0604 NVIDIA PhysX
NVCUDA.DLL 8.17.13.0479 NVIDIA CUDA 5.0.1 driver
nvGameS.dll 6.14.13.0479 NVIDIA 3D Settings Server

I'd like to take my PC in to the Geek Squad & have them put in a graphics card that will get me from the FPS 4-20 average I have now running with forest very low etc. to at least 40 average or so with everything on perfect.
I don't have the bucks to go first cabin , but want to buy something with staying power fot the next few years or so.I'm nor nearly PC/game savy to know what to recommend.Can someone give me a hand?
Thanks!
p.s. Hope above is enough info,if not tell me what more you need & how to find it.