Well, girl power doesn't really need to have the full 300% attack, since their base damage is so incredibly high compared to their leadership. Fairies are what... 1-2? 1-3? Don't have them in front of me, but I think it's something like 2 average damage and 7 leadership. +2 damage from whip and dagger = 4 on average. 4 damage per 7 leadership compared to a black dragon, for instance, doing 120 damage per 2500 leadership. Even the black dragon doing FULL DAMAGE with +60 attack over def, is still only 360 to 2500, much worse than the fairy.
Not that I actually use the girl power set, but it is hard to deny its awesomeness.
So Paladin is 16-20 right? So he crits for 30, making his average with 10% crit = 18.3, not 18.2 Increasing by another 10% would yield 18.6. (18 + 20% of 30). If you instead went with the jolly roger you'd get 36 crit damage, and so would do 18.36 damage, much worse than the axe of lightning. These two effects are multiplicative however. That is, the more CRIT chance you have, the more crit damage you want.
My most common way of playing is Dragons. For example Red Dragons have 25% crit chance. With +7% from Rage medal, +7% from Prayer you get 39%. With 2 morale from Voice that's 52%. Belt of chance is 65% Completing the Jolly Roger and Set would give you 91%. At that point... yeah hard to go against it. But that assumes you have the whole set, which is pretty darn rare. (I think they are all considered 'pirate' class items so you don't have many places to find them.
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