Gold achievement is not really a problem, I have approx. 11M now and I am on Iceland. I never wore any item that would increase % gold, I don't use Christa as senior valkyrie and I bought almost all items available at shops to have enough runes and crystals so I guess it's just about not spending much gold buying units (I have approx. 600 no-loss fights now, lost some units in maybe 10 fights)...
Level achievement is a different story, I saved all the runes in the beginning of the game to get lvl 3 Learning as soon as possible and I am lvl 61 now. I have upgraded all upgradable items and since I cleared Iceland there should be just one last island to go if I am not mistaken...
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