Alone, perhaps best is to orbit at alt, then shortly before target you dive at extreme speed, then correct/lock onto target which is at 1km distance.
That will give you better survivability since you aren't a target with predictable flat path.
Don't strafe heavily defended targets, just drop your ordnance from alt and GTFOT

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If you aren't alone...
As cruel as it may sound, let your AI buddies go in first - they'll catch most of the flak they'll lock on them.
And if you still feel bad - remember, those guys would KS you without a second thought

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