friction and terminal velocity of a parachutist vs a car

[raaaid]

friction in a fluid is:

force of friction=k*h*v where k is a constant that depends on the fluid , h depends on the shape of the object and v is the velocity the object has

so you can see if the object is acelerating v will grow eventually getting to be equal both the force that causes the aceleration and the force of friction reaching the terminal velocity that a parachutist fro example reaches

but on a surface its different:

force of friction=normal force*MU, where mu is a constant

but the problm here is that this means that if you apply to an object a force bigger than this force of friction it will be acelerating for ever(force applied-force of friction)= m*a (f=ma which btw is also proved wrong by relativity)

so in this case terminal velocity is NOT reached

this teaching on friction is universal and FALSE

oh god im wishing so much to finish my studies to dedicate my time to art