Well, as far as being charged goes, I ordered King's Bounty from Gamers Gate and I wasn't charged until the game was released. Similarly, my credit card is still not charged for 7.62mm from Play.com (though the game is now off their list, I wasn't charged while it was on preorder, which was for a long time). As a matter of fact, under FAQ Gamers Gate clearly states that preorders are not charged. So, if anyone has been charged (i.e. seen the game they've preordered listed on their credit card bill) they should look into it, but this has never happened to me.
Some publishers (usually very small ones and mostly self-published games) may charge credit cards on preordering, but that is clearly stated.
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