I'm not sure I can vote here, the options are a bit too "drastic" for me. I do get lockups and CTDs, but strangely almost exclusively when starting the FMB and selecting a mission I had saved in a previous session or when loading the landscape. I never had a CTD while flying but then I rarely fly long missions - ATM I'm training the use of the Ju 87 (and especially the dive-bombing procedures).