I'll take a look when I get back from that dreaded place called work , if nobody reply's beforehand

, could do with having my kit installed here
Is that the only layer you have?? you dont have a "panel layer"?.
EDIT:
Nmind found one.
Full size can be found here:
http://cliffsofdover.fr/skin2.php?re...faut&trie=date
Download it and layer it over your skin in photoshop, then adjust its opacity down to about 70-80 % should do it, till you see you skin coming through, you should now have a better idea of how the panels are laid out.