If it's Windows 7 then 64bit is the only way to go (why bother with 32bit?). There's virtually no downside to Win7 64bit except if you run 16bit legacy software which has legacy support on 32bit Windows but not on 64bit versions.
Honestly this is true for maybe a small number of people.
Windows XP... it's core foundation is a decade old. It's most recent major update is maybe half a decade old. Not worth it in my mind. Support on new hardware/software is beginning to wane despite it's immense popularity.
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