if you have any credit or bank card info saved on your system or with PS/Xbox...delete or cancel it if you can. pay as you go...and resubmit each time as a 1 time only payment. its a PITA but trying to recoup lost funds after the fact is a bigger one. i unplug my computer and xbox from the internet when not in use. they ( computers ) can be turned on remotely and browsed...not sure about game systems but would imagine so. dont merely rely on your spyware or firewall...no matter how good you think it is. if you do get dinged you will have to file a claim through the card company not PS/Xbox. you will EVENTUALLY get your money back....but it may take up to or over 6 months and a lot of phone calls. i had $100 sniped from a paypal account and it was a huge headache to get corrected. i made a claim, THEY closed the account....but the late fees and interest kept accruing ...ended up being over $250 before it was all over. no, the right and left hand do not talk...and you will get letters/calls threatening collections if not paid. so better off nipping it in the bud in the first place than trying to chase it down later.
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