I've seen other people comment on that before though so far I haven't noticed any such radical jumps. Though that's probably because I check out the available equipment whenever I land on a Gaalian planet and I wouldn't really notice if the most expensive hull I can't buy is suddenly 500K instead of 300K.
Like you say, there's constantly items (especially hulls or unique ships) out of price range but that also incentivizes you to play on and make more money.
What's a little annoying though are all those planets that keep selling weak, old material even when everyone is already using the more advanced stuff. I should really remember using the search engine to find better equipment, so far I never thought of doing that.
Right now I've got 250K cash on hand and nothing in particular that I want to buy urgently, though I keep seeing offers for unique ships for 1000K (and only available to those with a high piracy or military rating, which I don't have yet)
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