I've picked up a host of blues from chests, so I definitely take the time to open them. The "time to open" depends strongly on the character - with a rifle Victor stands there before it goes bang, with a machine gun or flamethrower, they pop open (at range) with a click.
Rada has Medium Armor, not light armor, and she can eventually transform into a wolf. The Outskirter starts with Light Armor and 2 ranks in Cudgel, yes, but he doesn't get the boosts Rada does.
What I've noticed is that Int/Build gives different amounts to different people. The Outskirter gets a lot more HP per build than Rada. Rada though, with her +Str/Agi skills, means I can invest more points in Build. Outskirter I just gave him Agi and Str. Str affects bow damage, but not crossbow.
My Victor has Int and Agi anyways, since machine guns use'em. Talle has priority for +Int gear, though.
Rada (with Rada's Blade returned to her) is definitely melee, all her abilities are melee. The only bow-user possible thus far is Victor and Outskirter, as they have the bow combat trees. I don't know about the 7th or 8th dude, but nobody else has bow/crossbow in their build trees. Mind you, the dwarf is awesome. Two machineguns blasting away is beautiful, especially when you crank up their crit chance. They wear down enemies so fast it's crazy...
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