I had the same CTD's, but i think i solve it, never had this CTD's again with this workaround.
I use 10.2 in Opengl mode.
First make following changes to the conf.ini (Opengl Section)
Shadows=1 (or 2)
LandShading=3
Effects=1
Then start the Game, go to QMB, fly - crash the plane into ground or water - the font and menu problems disappear. After that your game should work normal.
The only problem you have you must join multiplayer games manually, you can't use hyperlobby etc.
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