If you're in the Rusty Anchor part of the game, I swear by Marauders. They really help turn up a surplus of gold. They're fast, no retaliate every other turn, they Bless well, they Resurrect at level 1, and your first companion gives them +1 Morale and lets you train them for cheap. I also like pirates/sea dogs at that part of the game, and for a lot of the same reasons; I just don't swear by them like I do Marauders. But they sure do help when you're out fighting on your boat. Later on in Verona/Montero I switch them out for Knights. Basically I trade Sea Dogs' cerberus-style attack for Knights' circular attack.
I'm not going for no-loss--what I do is I'll take a few casualties, but the extra gold I grab more than makes up for it. If, by my Marauders scavenging, the AI knocks off a couple of my Guardsmen, so what--I just got 2500 gold.
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