Yes, for a paladin that healing medal is a huge huge buff as you have very easy access to priests/inquisitors/paladins(a little less access than the other 2) and it makes them very strong. And while I'm on the topic of medals the exp one is also quite nice is pretty easy to get as long as you're using treasure searcher (along with training skill for 10% exp). It's a nice combination with the amulet you can get from the pirate on scarlet island (tell him looks dont matter, then tell him fighting the shark was a great feat and he gives you an amulet for 5% exp/gold gains). If you can get that early on, and bounty (I leave it at 1, more important skills early on) from the paladin skills fairly early it will also help with your money issues. Also as stated by Levesque and in many other threads, leveling treasure searcher to a minimum of 2 chests asap from the dragon is extremely important. You can't always get both digs off but you should really try to, save before each fight and experiment with different tactics that will allow the use of your treasure searcher while maintaining minimal to no losses. No losses can be very difficult at times and requires a LOT of patience (if playing on impossible at least), so it may not be the best choice for a first game.
KBAP on the higher difficulties can be quite difficult at times if you're not quite so familiar with the various methods of getting around some of the challenges it provides, if you can't possibly get any more money, either via selling excess scrolls (wanderer scrolls in my opinion on the first 3-4 islands are useless with the exception of a couple that should be kept, sell them as you will always find more), artifacts, and unit summoning items then maybe try to restart on normal to get a better feel for the game.
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